Axis Select Review: Is It Worth It for Travel Rewards in 2026?
Strong Dining card earning 5 points per ₹100 on travel, with ₹3,000 annual fee.
Axis Select fee structure and eligibility
| Detail | Value |
|---|---|
| Annual fee | ₹3,000 |
| Joining fee | ₹3,000 |
| Welcome bonus | 3,000 points |
| Eligibility tier | Premium income (₹12-24L/year) |
Axis Select earn rates by spend category
| Category | Earn Rate |
|---|---|
| Travel | 5 points per ₹100 |
| Dining | 5 points per ₹100 |
| Online | 5 points per ₹100 |
| Retail | 5 points per ₹100 |
| Fuel | 0 points per ₹100 |
| Other | 5 points per ₹100 |
Where Axis Select points transfer
| Program | Transfer Ratio |
|---|---|
| Singapore Airlines KrisFlyer | Check issuer portal for current ratio |
Transfer ratios change periodically. Always verify the current ratio on your Axis rewards portal before initiating a transfer.
What Axis Select does well
- High earn rate: 5 points per ₹100 on travel spends
- Transfer partners: Singapore Airlines KrisFlyer
- 5× EDGE Points on dining
- 3× EDGE Points on online & travel
- 6 domestic + 4 international lounge visits
Where Axis Select falls short
- Poor fuel earn rate — not suitable as a primary fuel card
- Limited transfer partner options — less flexibility for award bookings
Axis Select earns across Singapore Airlines KrisFlyer. Pick your destination and see what your points unlock.
Axis Select frequently asked questions
What is the annual fee for Axis Select?
Axis Select has an annual fee of ₹3,000 with a joining fee of ₹3,000. New cardholders receive 3,000 welcome bonus points.
What are the best spend categories for Axis Select?
Axis Select earns the highest rewards on travel spends at 5 points per ₹100. 5× EDGE Points on dining.
Which airline and hotel partners can I transfer Axis Select points to?
Axis Select points transfer to: Singapore Airlines KrisFlyer. Transfer ratios vary by partner — check your issuer's portal for current rates.
Who should get the Axis Select card?
Axis Select is best suited for dining and online spenders. Premium income (₹12-24L/year).