BOB Etihad Guest Review: Is It Worth It for Travel Rewards in 2026?
Strong Travel card earning 1 points per ₹100 on travel, with ₹2,500 annual fee.
BOB Etihad Guest fee structure and eligibility
| Detail | Value |
|---|---|
| Annual fee | ₹2,500 |
| Joining fee | ₹2,500 |
| Welcome bonus | 2,500 points |
| Eligibility tier | Mid-range income (₹6-12L/year) |
BOB Etihad Guest earn rates by spend category
| Category | Earn Rate |
|---|---|
| Travel | 1 points per ₹100 |
| Dining | 1 points per ₹100 |
| Online | 1 points per ₹100 |
| Retail | 1 points per ₹100 |
| Fuel | 0 points per ₹100 |
| Other | 1 points per ₹100 |
Where BOB Etihad Guest points transfer
| Program | Transfer Ratio |
|---|---|
| Etihad Guest | Check issuer portal for current ratio |
Transfer ratios change periodically. Always verify the current ratio on your BOB rewards portal before initiating a transfer.
What BOB Etihad Guest does well
- Transfer partners: Etihad Guest
- Direct Etihad Guest miles earn on all spends
- Etihad Guest status tier benefits
- Lounge access on Etihad flights
- Mid-tier annual fee for casual Etihad flyers
Where BOB Etihad Guest falls short
- Poor fuel earn rate — not suitable as a primary fuel card
- Limited transfer partner options — less flexibility for award bookings
BOB Etihad Guest earns across Etihad Guest. Pick your destination and see what your points unlock.
BOB Etihad Guest frequently asked questions
What is the annual fee for BOB Etihad Guest?
BOB Etihad Guest has an annual fee of ₹2,500 with a joining fee of ₹2,500. New cardholders receive 2,500 welcome bonus points.
What are the best spend categories for BOB Etihad Guest?
BOB Etihad Guest earns the highest rewards on travel spends at 1 points per ₹100. Direct Etihad Guest miles earn on all spends.
Which airline and hotel partners can I transfer BOB Etihad Guest points to?
BOB Etihad Guest points transfer to: Etihad Guest. Transfer ratios vary by partner — check your issuer's portal for current rates.
Who should get the BOB Etihad Guest card?
BOB Etihad Guest is best suited for travel and airline miles spenders. Mid-range income (₹6-12L/year).