BOB Etihad Guest Premium Review: Is It Worth It for Travel Rewards in 2026?
Strong Travel card earning 2 points per ₹100 on travel, with ₹5,000 annual fee.
BOB Etihad Guest Premium fee structure and eligibility
| Detail | Value |
|---|---|
| Annual fee | ₹5,000 |
| Joining fee | ₹5,000 |
| Welcome bonus | 5,000 points |
| Eligibility tier | Premium income (₹12-24L/year) |
BOB Etihad Guest Premium earn rates by spend category
| Category | Earn Rate |
|---|---|
| Travel | 2 points per ₹100 |
| Dining | 2 points per ₹100 |
| Online | 2 points per ₹100 |
| Retail | 2 points per ₹100 |
| Fuel | 0 points per ₹100 |
| Other | 2 points per ₹100 |
Where BOB Etihad Guest Premium points transfer
| Program | Transfer Ratio |
|---|---|
| Etihad Guest | Check issuer portal for current ratio |
Transfer ratios change periodically. Always verify the current ratio on your BOB rewards portal before initiating a transfer.
What BOB Etihad Guest Premium does well
- Transfer partners: Etihad Guest
- Generous welcome bonus of 5,000 points
- 2× Etihad Guest miles on all spends
- Enhanced Etihad status earn & benefits
- Priority lounge access on Etihad network
Where BOB Etihad Guest Premium falls short
- Poor fuel earn rate — not suitable as a primary fuel card
- Limited transfer partner options — less flexibility for award bookings
BOB Etihad Guest Premium earns across Etihad Guest. Pick your destination and see what your points unlock.
BOB Etihad Guest Premium frequently asked questions
What is the annual fee for BOB Etihad Guest Premium?
BOB Etihad Guest Premium has an annual fee of ₹5,000 with a joining fee of ₹5,000. New cardholders receive 5,000 welcome bonus points.
What are the best spend categories for BOB Etihad Guest Premium?
BOB Etihad Guest Premium earns the highest rewards on travel spends at 2 points per ₹100. 2× Etihad Guest miles on all spends.
Which airline and hotel partners can I transfer BOB Etihad Guest Premium points to?
BOB Etihad Guest Premium points transfer to: Etihad Guest. Transfer ratios vary by partner — check your issuer's portal for current rates.
Who should get the BOB Etihad Guest Premium card?
BOB Etihad Guest Premium is best suited for travel and airline miles spenders. Premium income (₹12-24L/year).