HDFC Marriott Bonvoy Review: Is It Worth It for Travel Rewards in 2026?
Strong Hotel card earning 4 points per ₹150 on travel, with ₹3,000 annual fee.
HDFC Marriott Bonvoy fee structure and eligibility
| Detail | Value |
|---|---|
| Annual fee | ₹3,000 |
| Joining fee | ₹3,000 |
| Welcome bonus | 3,000 points |
| Eligibility tier | Premium income (₹12-24L/year) |
HDFC Marriott Bonvoy earn rates by spend category
| Category | Earn Rate |
|---|---|
| Travel | 4 points per ₹150 |
| Dining | 3 points per ₹150 |
| Online | 2 points per ₹150 |
| Retail | 3 points per ₹150 |
| Fuel | 1 points per ₹150 |
| Other | 2 points per ₹150 |
Where HDFC Marriott Bonvoy points transfer
| Program | Transfer Ratio |
|---|---|
| Marriott Bonvoy | Check issuer portal for current ratio |
Transfer ratios change periodically. Always verify the current ratio on your HDFC rewards portal before initiating a transfer.
What HDFC Marriott Bonvoy does well
- Solid earn rate: 4 points per ₹150 on travel spends
- Transfer partners: Marriott Bonvoy
- 8 Marriott Bonvoy points per ₹150 spent
- Silver Elite status on card activation
- 4 domestic + 4 international lounge visits
Where HDFC Marriott Bonvoy falls short
- Poor fuel earn rate — not suitable as a primary fuel card
- Limited transfer partner options — less flexibility for award bookings
HDFC Marriott Bonvoy earns across Marriott Bonvoy. Pick your destination and see what your points unlock.
HDFC Marriott Bonvoy frequently asked questions
What is the annual fee for HDFC Marriott Bonvoy?
HDFC Marriott Bonvoy has an annual fee of ₹3,000 with a joining fee of ₹3,000. New cardholders receive 3,000 welcome bonus points.
What are the best spend categories for HDFC Marriott Bonvoy?
HDFC Marriott Bonvoy earns the highest rewards on travel spends at 4 points per ₹150. 8 Marriott Bonvoy points per ₹150 spent.
Which airline and hotel partners can I transfer HDFC Marriott Bonvoy points to?
HDFC Marriott Bonvoy points transfer to: Marriott Bonvoy. Transfer ratios vary by partner — check your issuer's portal for current rates.
Who should get the HDFC Marriott Bonvoy card?
HDFC Marriott Bonvoy is best suited for hotel and travel spenders. Premium income (₹12-24L/year).